Rauf A, Razi A, Khalid A, Hassan Y. The Usage Patterns of Credit/Debit Card across Various Demographics . Pak. J. Humanit. Soc. Sci [Internet]. 2022 Jun. 30 [cited 2026 Jan. 12];10(2):898–903. Available from: https://www.internationalrasd.org/journals/index.php/pjhss/article/view/660