Saleem, Munazza, and Omar Masood. “Higher Interest Rate & Credit Risk Management: Insights for Pakistan’s Banking Sector from Us Silicon Valley Bank”. iRASD Journal of Economics 5, no. 4 (December 18, 2023): 966–983. Accessed April 30, 2025. https://www.internationalrasd.org/journals/index.php/joe/article/view/1855.